How Equipment Finance Works

Equipment financing lets you purchase the equipment your business needs with a fixed monthly payment. Unlike a lease, you hold title from day one — the equipment is an asset on your balance sheet from the start.

Whether you're buying from a dealer, a private party, or a manufacturer, we can structure a financing plan that preserves your working capital and keeps your business moving forward.

Key Benefits

  • Ownership from day one — the equipment is yours
  • Fixed monthly payments for predictable budgeting
  • Terms up to 84 months for lower payments
  • New or used equipment — titled or non-titled
  • Competitive rates starting as low as 6.5% on used equipment
  • No age restrictions on equipment

Quick Overview

Funding Range$5,000 – $10,000,000
TermsUp to 84 months
Rates From6.5% APR
$0 DownFor well-qualified buyers
Credit ImpactSoft inquiry only
TurnaroundSame-day approvals available
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