Start-Up Business Financing

Turn Your Vision Into Reality

H.I.L. Financial offers specialized start-up financing programs designed to help new businesses get the equipment and capital they need to launch successfully. We understand that established credit history isn't always available for new ventures, and we've built programs that look at the full picture.

Start-Up Program Details

• Loan Amounts: $25,000 to $250,000
• Credit Requirement: Decent credit around 650+
• Bank Statements: Strong bank statements required
• Application-Only Processing: Higher amounts may require advanced or down payments
• Tax Returns: Typically avoided unless they'll strengthen the deal
• Rates: Start-up program rates average 11% to 13%

Tips for Start-Up Applicants

• Larger down payments can help with greater credit challenges
• Having relevant industry experience strengthens your application
• Sufficient working capital or liquidity is important to show
• A co-signer or corporate co-guarantor can strengthen an application

Start-Up Program Overview

* Higher amounts may require advanced payments or down payments.